If your credit is bruised, buying a car in Statesville can feel impossible. The bank says no, and the big lots want a score you do not have. That is exactly what buy here pay here is for.

At Nicky Auto in Statesville, we finance our customers right here on the lot. We look at your job and your down payment, not just a number on a credit report.

Bring these four things and we can usually get you driving the same day. A valid driver's license. Proof of income, usually your most recent pay stubs. Proof of residence, like a utility bill or a lease. And your down payment, starting at $1,300 plus tax, tag and title.

Your payments are weekly or biweekly, timed to your payday. You pay us directly at the lot, and every payment moves you closer to owning the car outright. The trick is picking a payment you can make every week without stress, so choose the car that fits your budget, not the biggest one on the lot.

Browse our live inventory before you come in, and bring your paperwork with you.

Nicky Auto, 888 Old Mountain Rd, Statesville, NC 28677. Call (980) 276-0015. Open Monday to Friday 9 to 5, Saturday 10 to 4, closed Sunday.